Healthcare insurance plans for 50% less.
Built with Direct Primary Care.
Direct Primary Care means Better care & Greater savings.
Virtuous Benefits plans comply with the Affordable Care Act (ACA).
What is DPC and How Does It Provide Better Healthcare?
As part of our mission to deliver high-quality health care at affordable prices, Virtuous Benefits health plan members benefit from the unique advantages of the direct primary care model.
Direct primary care (DPC) is family medicine like it used to be: personalized and comprehensive healthcare for everyone, in all stages of life.
Direct primary care offers:
Treatment for 80-90% of your employee’s healthcare needs, minimizing the need for unnecessary medications, specialist referrals, ER visits and hospitalizations.
Unlimited in-person and telehealth visits with no co-pays or long wait times.
Easy access to your doctor via phone, text, email and video chat.
Relaxed, unrushed visits to have all your questions answered.
A personal relationship with your doctor who knows you and your health goals.
Informed consent and shared decision-making.
Whole-person holistic health to address your root concerns instead of just treating the symptoms.
Exceptional personalized care for your family’s healthcare needs
What is Virtuous Benefits?
Virtuous Benefits is an independent employee benefits agency that bypasses traditional overpriced health insurance plans to deliver unparalleled savings with premium health care.
A Virtuous Benefits healthcare plan is:
Employer built. Each health plan is built for your business.
Highly customizable to your business’s size and budget.
Value-packed. Employers typically save 30-60% compared to traditional insurers, and get annual refunds for unused benefits.
Comprehensive, high-quality Direct Primary Care (DPC) for all.
Virtuous Benefits offers ACA compliant alternatives to traditional health insurance plans.
By cutting out the bloat of typical insurance, focusing on excellent primary care and delivering healthcare at cost, Virtuous Benefits offers streamlined, affordable care to you and your employees.
How it Works:
You pay one affordable monthly fee per employee.
Your staff receives all-inclusive healthcare at pre-negotiated rates, at any clinic or hospital of their choice—no complicated networks to deal with.
Your business benefits from greater savings and happier, healthier, and more productive employees who gain easy and direct access to their DPC physician, in-person or virtually whenever needed.
Ready to save big while investing in your workforce?
You’ll work with the Virtuous Benefits team of licensed Employee Benefits Consultants to customize a plan for your benefits needs.
Virtuous Benefits offers health care
for you and your employees.
Not the hospital nor insurer’s bottom line.
Direct primary care is just one of the ways we do it.
(We think direct primary care is amazing, but we don’t force anyone to change doctors, so our plans include care at traditional clinics too!)
“We started using Direct Primary Care personally and after experiencing the level of care and the great value that it provides we decided to incorporate it into our team here at O’Neill’s.
Our employees almost don’t believe it’s possible – explaining that you can call or text your doctor, that you have that level of relationship with. Everyone who has taken advantage of DirectMed DPC has just been thrilled. You can ask anybody here who’s had that experience and it’s pretty unbelievable.”
Neil and Amy Engelmann, Virtuous Benefits Clients and Owners of O’Neill’s Pools in Austin, TX.
Why a Virtuous Benefits health plan?
1. It’s refund-eligible.
- Get money back annually if your monthly fees exceed your claims.
- With a traditional health insurance plan, premiums typically increase 10-30% each year, even if you don’t submit claims.
- With a Virtuous Benefits plan, you pay only for the care you use.
- The average client receives at least 10% in refunds each year.
2. It’s affordable.
- Virtuous Benefits clients typically save 30-60% on premiums compared to traditional and broken B.U.C.A.H. employer group health plans.
- We bypass over-inflated B.U.C.A.H. insurance providers and negotiate directly with physicians, clinics, and hospitals to deliver care options for your employees at cost.
3. It’s simple.
- One monthly fee per employee, with the option to remove all out-of-pocket costs for your employees who choose to take advantage of their Virtuous Benefits plans.
- Employees get freedom of choice, health care at cost, and any or all guidance needed to get the right care for their families.
4. It’s highly customizable.
- This is healthcare for everyone.
- The transparency of our model allows businesses of all sizes to benefit.
- Whatever your company size or budget, you can take advantage of a Virtuous Benefits health plan.
- Think of it as “build your own” healthcare.
Whatever your healthcare benefits needs are, we can help.
Set-up your free, no-obligation consultation today to explore your options for high-quality, affordable healthcare.
Meet Our Healthcare Plan Experts
Health Insurance Advisor
Neer Patel is an Engineer by degree but an Entrepreneur at heart. After helping build & grow his wife Dr. Katriny Ikbal’s direct primary care practice called DirectMed DPC throughout Central Texas over the past 9 years by shielding patients from the broken healthcare system, he learned that the group health insurance system was also severely broken and started working with employer groups to teach them how to break free from it.
This is when Neer met Angel Saucedo and Virtuous Benefits was founded in 2020.
Virtuous Benefits is truly a full service agency that helps employers of all sizes across the country successfully implement ACA compliant healthcare insurance plans that are affordable, transparent and that provide employees and their families with the best quality DPC care (listen to satisfied employers) they’ve ever had while minimizing and oftentimes eliminating their out of pocket costs along with reducing the employers health plan costs year-over-year.
Health Insurance Advisor
Angel Saucedo has been a health insurance advisor for over 15 years. He has worked for agencies of all sizes from startups to publicly traded companies. As a published author he has always seen the value in constantly learning and finding creative solutions for his clients. Currently he is the Senior Partner at Virtuous Benefits, an insurance agency that incorporates DPC memberships into ACA compliant health plans that do not have any network restrictions.
Virtuous Benefits has successfully helped many companies of all sizes across the country lower the cost of their health insurance by focusing employee education around DPC and Open Access health plans which have no network restrictions.
Angel understands the struggle that businesses face on a regular basis in order to maintain profitability as well as the tremendous impact that a comprehensive group benefits package can have towards a company’s success. He firmly believes that taking care of company employees is a fiduciary investment which creates a better work environment and increased productivity for the businesses that he serves.
We’re here to help
Free your business from the limits of traditional health insurance.
See how much you’ll save—and all you have to gain—with a Virtuous Benefits health plan.
Pssst!
Virtuous Benefits helps businesses of all sizes and budgets—including freelancers, solopreneurs, and tiny-but-mighty businesses! Everyone deserves better healthcare for less. Schedule your call today to see if a Virtuous Benefits health plan is right for you. If not, we can point you in the right direction for better care for less!
